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<p class=MsoFooter align=center style='margin-left:0in;text-align:center;
tab-stops:center 3.0in right 423.0pt;border:none;mso-border-top-alt:double windowtext 4.5pt;
padding:0in;mso-padding-alt:1.0pt 0in 0in 0in'><span class=GramE><font size=1
face="DomCasual BT"><span style='font-size:9.0pt;mso-bidi-font-size:10.0pt;
font-family:"DomCasual BT"'>etc</span></font></span><font size=1
face="DomCasual BT"><span style='font-size:9.0pt;mso-bidi-font-size:10.0pt;
font-family:"DomCasual BT"'> Group, Inc.<span style='mso-spacerun:yes'>
</span></span></font><!--[if supportFields]><font size=1 face="DomCasual BT"><span
style='font-size:9.0pt;mso-bidi-font-size:10.0pt;font-family:"DomCasual BT"'><span
style='mso-element:field-begin'></span>SYMBOL 122 \f "Wingdings"</span></font><![endif]--><!--[if supportFields]><font
size=1 face="DomCasual BT"><span style='font-size:9.0pt;mso-bidi-font-size:
10.0pt;font-family:"DomCasual BT"'><span style='mso-element:field-end'></span></span></font><![endif]--><font
size=1 face="DomCasual BT"><span style='font-size:9.0pt;mso-bidi-font-size:
10.0pt;font-family:"DomCasual BT"'><span style='mso-spacerun:yes'>
</span>3481 South 2300 East, Salt Lake City, Utah 84109<span
style='mso-spacerun:yes'> </span></span></font><!--[if supportFields]><font
size=1 face="DomCasual BT"><span style='font-size:9.0pt;mso-bidi-font-size:
10.0pt;font-family:"DomCasual BT"'><span style='mso-element:field-begin'></span>SYMBOL
122 \f "Wingdings"</span></font><![endif]--><!--[if supportFields]><font
size=1 face="DomCasual BT"><span style='font-size:9.0pt;mso-bidi-font-size:
10.0pt;font-family:"DomCasual BT"'><span style='mso-element:field-end'></span></span></font><![endif]--><font
size=1 face="DomCasual BT"><span style='font-size:9.0pt;mso-bidi-font-size:
10.0pt;font-family:"DomCasual BT"'><span style='mso-spacerun:yes'>
</span>(801) 278-1927, FAX (801) 278-1942<o:p></o:p></span></font></p>
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</span></span></font><!--[if supportFields]><font size=1
face="Univers Condensed"><span style='font-size:7.0pt;mso-bidi-font-size:10.0pt;
font-family:"Univers Condensed"'><span style='mso-element:field-begin'></span>DATE<span
style='mso-element:field-separator'></span></span></font><![endif]--><font
size=1 face="Univers Condensed"><span style='font-size:7.0pt;mso-bidi-font-size:
10.0pt;font-family:"Univers Condensed"'><span style='mso-no-proof:yes'>2/6/2003</span></span></font><!--[if supportFields]><font
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10.0pt;font-family:"Univers Condensed"'><span style='mso-element:field-end'></span></span></font><![endif]--><font
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style='mso-spacerun:yes'> </span>TIME <span style='mso-element:field-separator'></span></span></font><![endif]--><font
size=1 face="Univers Condensed"><span style='font-size:7.0pt;mso-bidi-font-size:
10.0pt;font-family:"Univers Condensed"'><span style='mso-no-proof:yes'>2:14 PM</span></span></font><!--[if supportFields]><font
size=1 face="Univers Condensed"><span style='font-size:7.0pt;mso-bidi-font-size:
10.0pt;font-family:"Univers Condensed"'><span style='mso-element:field-end'></span></span></font><![endif]--><font
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